Is Gold Better Than Silver or Vice Versa?

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Is Gold a Better Investment Than Silver?

Is Silver a Better Investment Than Gold?                           

We Frequently Hear These Two Questions.

Without getting too technical or talking through hypotheticals, let's explore the most basic similarities and differences between gold and silver.

Both gold and silver are precious metals that have been used as money and for jewelry for thousands of years. They are both considered good investments that can hedge against economic downturns. Both metals tend to rise significantly during stagflation and long inflationary super-cycles, such as the 1970s and what we are experiencing now. Both metals are universally recognized as solid ways to preserve and diversify wealth, offering protection against financial uncertainty. They have historically proven their long-term value in confronting inflation, recessions, currency devaluation, market collapses, wars, and social upheaval.

Why Is Silver Cheaper Than Gold?

The primary reason gold is more valuable than silver is that there are far more silver deposits in the world than gold. The average ratio of silver to gold in the Earth's crust is estimated to be approximately 19:1.

The Choice Between Investing in Gold or Silver Ultimately Depends on Your Specific Goals and Objectives.

Although both silver and gold serve as dual investment vehicles due to their industrial/commercial uses and status as safe-haven assets, silver is used in more industrial products than gold. Silver is often referred to as the 'poor man's gold' because it is significantly less expensive per ounce, making it more affordable for those looking to diversify. Historically, silver outperforms gold by a large margin during longer market cycle upswings, making it a more attractive option for those seeking growth over protection. Furthermore, silver is also considered frontline barter and trade due to its lower value, which makes it more divisible in situations where that may be necessary. It is important to note, however, that while silver can be more volatile on the upside, this is also true for the downside. Gold is typically the least volatile of all asset classes during volatile times. Investors who do not like silver’s volatility and want the added protection gold provides choose all gold or a higher percentage of physical gold in their portfolio.

Unlike silver, physical gold ranks as the third most-held reserve currency in the world, with central banks purchasing massive quantities to hedge against paper fiat currencies like the U.S. dollar. Since the 2008 financial crisis, world tensions, massive money printing, and increasing national debts have significantly heightened, potentially leading to a capitulated death cycle of financial stability in the world’s largest economies. In response, central banks have consistently increased their gold purchases, for 13 consecutive years. Notably, 2020 marked the beginning of substantial year-over-year increases in central banks' gold buying.

Central Bank Gold Buying chart 2010 to 2023

A Few Other Questions We Hear Often:   

Again, we are keeping the answers simple when markets and people can be complex.

Why Physical Gold or Silver vs. ETFs or Mining Stocks?

Neither countries nor central banks buy paper gold or gold ETFs or mining stocks to hedge financial calamities such as currency crises, declines, or collapses. If it was the best choice, governments would elect this option. Therefore, we believe that physical, tangible gold and silver are best for ‘The People’ too!

Beyond preserving purchasing power, physical gold is portable, offers privacy in transactions, and serves as a valuable means of passing wealth to future generations.

Physical gold is one of the most liquid investments. Gold is global money, there are exchanges all over the world for the currency of your choice. Additionally, at Harvard Gold, we understand the importance of providing you with an easy, secure way to sell back some or all of the precious metals you acquired. Our clients are never charged liquidation fees and the process is simple and easy. We can assist with shipment and then issue your payment. Just call us to start the process at (844) 977-4653.

Why Doesn’t My Financial Advisor Recommend Buying Physical Gold and Silver?

Brokerage firms and financial advisors generate revenue in multiple ways; a primary source is commissions and fees, which are typically charged at both the beginning and end of transactions. Additionally, mutual funds are especially known for their high ongoing management fees, as opposed to fees charged solely when you buy or sell. Brokers or their companies also typically enjoy income or bonuses from ‘money under management’. These firms almost exclusively sell paper assets rather than physical assets. Therefore, they understand paper-gold and silver ETFs, mutual funds, and mining stocks. ETFs and many mining stocks are known for volatility, and they simply might be steering you away from that risk. Alternatively, they may be reluctant to suggest hedging with physical precious metals as it would lead to a decrease in money under management or loss of control of your money.

Why Diversify and Hedge Dollar-Denominated Assets  

Diversifying your investments across various assets is a proven strategy critical for achieving long-term financial success. During The Great Recession of 2008, many investors 401K’s turned to 201K’s while home values plummeted 30-50% across America. This serves as a stark reminder of the perils of not hedging dollar-based assets and relying solely on the assurances of politicians and central bankers. In contrast, gold not only weathered the storm but thrived, exhibiting a 51% price increase from December 2008 to December 2009.

Since 2000, gold is up over 700% and has outperformed the broader equity and bond markets. Long-term investors who diversified with gold enjoyed steady portfolios with greater growth through the good economic times and cushioned the blows in the bad times in 2001, 2008, and 2020 market crashes.


Source: Bloomberg. Period from 12/31/1999 to 06/30/2023. Gold is measured by GOLDS Comdty Spot Price; S&P 500 TR is measured by the SPX; US Agg Bond Index is measured by the Bloomberg Barclays IS Agg Total Return Value Unhedged USD (LBUSTRUU Index); and the U.S. Dollar is measured by DXY Curncy. You cannot invest directly in an index. Included for illustrative purposes only. Past performance is no guarantee of future results.

Why Harvard Gold Group?

Harvard Gold Group is America's #1 Conservative Gold Company

Recommended by Mark Davis. As seen on The Babylon Bee, Not The Bee, The Fish, The New York Sun, and more. Exceptional customer service and value are Harvard Gold Group's (HGG) top priorities.

HGG is BBB-accredited, holds 5-star ratings across the board, and provides free consultations and metals overviews. They provide direct access to its co-owners who have over 15 years of experience specializing in precious metals, moving over a hundred million dollars into tangible assets for people's IRAs/retirement accounts and for direct delivery. Customers enjoy lifetime account care and a straightforward buyback program without hassle or liquidation fees. 

Our Commitment

✔ Tax-Free & Penalty-Free: A Rollover or Transfer of your Retirement Account is almost always tax-free and penalty-free.

✔ Free Metals/Promos: Receive up to $15,000 in FREE Gold/Silver/Promos, on qualifying purchases.

✔ Free IRA Rollover: Free Storage, Maintenance, and Insurance for up to 10 years.

✔ Privacy: We protect your privacy and believe it is a commodity as valuable as time, you can't get it back.

✔ HGG Lifetime Account Care: Giving you updates, market trends, charts, and a dedicated account specialist.

✔ Harvard BuyBack Program: We will buy back your precious metals with no fees and no hassles.

✔ Guaranteed Precious Metals: We only deal in government-issued coins and branded bars.

✔ Free Shipping: Your precious metals are sent privately and fully insured to the location of your
choice. You can opt to have them delivered directly to your home, business, or an
independent depository of your choice.

✔ Lowest Pricing: We are committed to offering you the best value possible. We will beat or match any competitor's prices.

✔ Customer Satisfaction Guarantee: Harvard Gold Group is a 5-star rated company and strives to maintain customer service satisfaction.

✔ You work directly with the founders of HGG.

The Harvard Gold Difference

Get Life-time Account Care with Harvard Gold Group


Take Control And Protect Yourself With Gold & Silver

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