Retirement Accounts - Rollovers - Transfers to a Gold IRA
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Gold IRA
What is a Gold IRA?
A Gold IRA turns your retirement savings into physical gold coins or bars that you own and control in lieu of paper assets like stocks and bonds. A Gold IRA blends the wealth-building leveraging of tax deferment with the protection that tangible gold offers. This type of retirement account operates in the same manner as a standard IRA, offering the same contribution limits and tax benefits, but it also provides additional choices for distributions.
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Why a Physical Gold IRA?
You might be curious about why Gold IRA firms consistently highlight the importance of diversification. Essentially, diversification involves allocating your investments among different types of assets to mitigate risk. No investment is entirely risk-free, as various assets behave differently to ever-changing market conditions. Hence, securing a well-rounded portfolio that includes a variety of assets, such as gold, can protect your wealth.
Protects Against Dollar Decline/Inflation
Gold is a reliable hedge against inflation. As inflation rises, it erodes the value and purchasing power of the dollar. The U.S. dollar has lost more than 40% of its purchasing power since the year 2000 and more than 96% since 1913 when the Federal Reserve Act granted Federal Reserve banks the ability to manage the U.S. money supply. In contrast, gold was valued at $20 in 1913 and has surged an astonishing 9900%, now commanding a price of over $2,000, showcasing its formidable resilience and status as a timeless hedge against dollar erosion.
Taking into consideration that in 1920, an ounce of gold was valued at $20 and could purchase 65 gallons of gas. Fast forward to January 2024, based on EIA.gov, the same ounce of gold can now buy you over 590 gallons of gas. Owning gold can provide peace of mind about the purchasing power of your dollar.
Source: U.S. Government EIA, Energy Information Administration: https://www.eia.gov/dnav/pet/hist/LeafHandler.ashx?n=pet&s=emm_epm0_pte_nus_dpg&f=m
Hedge Paper Investments ~ Stocks & Bonds
Since the year 2000, gold has appreciated well over 700%. Gold is a ‘Key Asset’ for diversifying and hedging against paper and dollar-denominated investments. Most Americans are unaware of how physical gold has performed. Reflecting on the past 23 years, the U.S. has experienced significant growth in the economy and stock markets, along with enduring three major crises in 2001, 2008, and the 2020 COVID-19 pandemic. What is often overlooked is that physical gold has consistently outperformed the broader stock and bond markets. By incorporating tangible gold into your portfolio, you can enhance your ability to safeguard and expand your wealth in both favorable and challenging economic times.
True IRA Diversification
A Gold IRA provides significant advantages beyond a standard IRA, which isn't structured to hold physical assets like gold and silver. Additionally, conventional brokers lack the ability to establish a Gold IRA for clients. Therefore, Harvard Gold Group serves as your dedicated company to manage this aspect of your wealth, diversifying a portion of your weath away from paper assets such as stocks and bonds.
Types of Gold IRAs:
Gold-Backed Traditional IRA
A tax-advantaged personal savings plan where contributions may be tax deductible and grow without taxes until you take funds out of the account, which is a distribution.
- As of 2023, contributions can’t exceed $6,500 ($7,500 if you're age 50 or older), or if less, your taxable compensation for the year. Check with your CPA.
Gold-Backed Roth IRA
A tax-advantaged personal savings plan where contributions are not deductible, but it grows tax-free. Distributions are typically tax-free.
- Contributions for Roth IRAs are the same as above for Traditional IRAs.
Gold-Backed SEP IRA
A (Simplified Employee Pension) plan can serve as a significant source of retirement income by enabling employers to set aside tax-deferred funds in retirement accounts for themselves and their employees. Unlike conventional retirement plans, a SEP incurs minimal start-up and operating costs and permits contributions of up to 25 percent of each employee's pay. This option is available to businesses of any size, even those with just one person. Setting up a SEP is straightforward, requiring only one additional form, which Harvard Gold Group can provide.
Gold-Backed SIMPLE IRA
A (Savings Incentive Match Plan for Employees) allows employees and employers to contribute to traditional IRAs set up for employees. It is ideally suited as a start-up retirement savings plan for small employers not currently sponsoring a retirement plan. A SIMPLE IRA is generally limited to small businesses with 100 or fewer employees.
Gold-Backed Inherited IRA
Can also be transferred to a Gold IRA. Call our team of IRA specialists, inherited accounts have some important rules and timelines that must be met: 844-977-4653
The information on IRA Types is provided directly from the IRS website and is current through March 2024. You can find more retirement account plan types and information on their site.
Click here: Types of Retirement Plans | Internal Revenue Service (irs.gov)
3 Steps to Setup a Gold IRA
Transfers/Rollovers/Conversions are Absolutely FREE!
Establish your Gold IRA with Harvard Gold Group, completely free of charge. We're here to assist you in moving your IRA tax-free and penalty-free. Our IRA Specialists are dedicated to helping you every step of the way, ensuring a simple and effective setup. Ask how you can get up to ten years of free annual custodian and depository costs {Yearly fee as of 2024, $50 - $275}.
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1. Open Your Physical Gold IRA
Our IRA Specialists will assist you in completing the paperwork and share a quick overview of the process, cost, and timing. See eligible accounts below.
2. Transfer Funds to Your Gold IRA Account
We will assist you with the rollover or transfer of funds from your existing retirement account to your new Gold IRA. Funding is completed in as little as 3 days. There is usually no need to call your current custodian.
3. Choose/Receive Your Physical Gold
Once your account is funded, we can provide you with a simple metals and asset overview. This will help you decide if you want to include some silver as well. Your chosen assets are then shipped directly to your IRA-designated depository.
Eligible Accounts for Rollover/Transfer Include:
All Types of IRAs
Inherited Retirement Accounts
Pension Plans
401(k)
403(b)
457
TSPs
* Ask us how you can earn up to 10 years of free Hard Asset IRA yearly maintenance fees *
How a Gold IRA
Elevates Protection
Wealth Protection | Safe Haven
Physical gold is tangible and under your direct control, which appeals most to long-term investors looking for protection. It's sought as a safeguard against inflation, currency devaluation, and global economic or political uncertainties. Physical gold has been an essential component in the financial reserves of nations' currencies for centuries, and its appeal is showing no sign of diminishing.
“Gold is money. Everything else is credit.” ~ J.P. Morgan
Physical Asset
Beyond preserving purchasing power, tangible gold is portable, offers privacy in transactions, and serves as a valuable means of passing wealth to future generations. Physical gold is one of the most liquid investments. Gold is global money, there are exchanges all over the world for the currency of your choice.
“Gold still represents the ultimate form of payment in the world. Fiat money in extremis is accepted by nobody. Gold is always accepted.” ~ Alan Greenspan
Additional Distribution Choices
When it is time for you to take distributions, you can choose precious metals, dollars, or a combination of both. This distinct feature allows you to explore tax strategies that meet your goals and financial objectives to effectively maximize your retirement years.
“Because gold is honest money it is disliked by dishonest men.” ~ Ron Paul
A Gold IRA is Easy to Establish & Maintain
Harvard Gold makes setting up a Gold IRA simple and easy. We assist with the straightforward paperwork and ensure a seamless experience. Our IRA team is dedicated to answering all your questions and supporting you through every step. You can rely on an effortless setup and ongoing support for the lifetime of your precious metals ownership, including your heirs. For thousands of years, gold has been used to pass down generational wealth and stability.
You can move almost any type of retirement account above $20,000 into a Physical Gold IRA. HGG offers 100% free conversion/transfer. Qualifying purchases can receive up to 10 years of free IRA maintenance fees, $15,000 in free metals match, or a combination of both promotions.
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Customer Service
Key Points to Understand
About Your Gold IRA
Current rules and regulations for your Gold IRA are the same as all other IRA accounts. For the year 2023, the highest allowable contribution is $6,500, increasing to $7,500 for individuals aged 50 and above. Mandatory minimum distributions for a Gold IRA begin at age 72. Without special exceptions, early withdrawals before reaching 59.5 may result in penalties.
You have the option to select from a variety of IRA-eligible coins and bars (collectibles are excluded). Havard Gold Group ensures IRS regulations are met by setting up an account to be overseen by a quality custodian. Custodial services encompass maintaining your account, statements, bookkeeping, and account administration. They also oversee the depository to ensure your metals are accounted for. IRA-approved depositories are required by the IRS to undergo frequent audits, adhere to strict security protocols, and carry comprehensive insurance. To mitigate risk, you can choose from depositories that are not owned by any government or bank entity. IRA depositories insurance protection covers losses, theft, natural disasters, and damage. Additionally, depositories can start the shipping process for metal distributions as quickly as three days after receiving the paperwork.
You can choose from several IRA-approved Depository locations such as Salt Lake City, UT · Waco, Texas · Las Vegas, NV · Wilmington, Delaware · Los Angeles, CA. Contact us to inquire about additional locations that may be available soon at (844) 977-4653.
HGG is well-versed in the nuances of establishing a Gold IRA, including any initial fees or additional costs that might be involved. Our team of Precious Metals Specialists is here to assist you at every stage, ensuring the simple and effective setup of your Gold IRA. Ask about current promotions that allow you to qualify for up to ten years of free annual custodian and depository costs {Yearly fee as of 2024, $50 - $275}. Some or all of your IRA yearly costs could be eligible for a tax deduction, ask your CPA.
Protect Your Future Now
Planning is essential when deciding when and how to retire. Harvard Gold, America’s #1 Conservative Gold Company is here to help you protect and diversify your retirement savings. Avoid letting rising inflation and the next financial crisis shatter your aspirations. Gold can give you peace of mind and help you enjoy the rest of your life.
Call our Precious Metals Specialist today at (844) 977-GOLD
ABOUT GOLD-BACKED IRAS
IRS Approved Gold Assets
A Physical Gold IRA account enable you to invest in gold, offering a valuable avenue for asset diversification and financial safeguarding. However, IRS guidelines dictate specific requirements for approved gold assets.
The most popular gold IRA coin in America is the prestigious Gold American Eagle. The first American Eagle Gold Coins were released to the public in 1986, available in four denominations: one-ounce, one-half ounce, one-quarter ounce, and one-tenth of an ounce. The most sought-after is the one-tenth of an ounce. The IRS allows for several other countries minted and guaranteed coins within your IRA, but the main requirement is that the gold coin must have a minimum purity of 99.5%.
Featured Products for IRS-Approved Gold Assets:
Gold American Eagle
U.S. Mint
Gold British Britannia
Royal Great Britain Mint
Gold Canadian Maple Leaf
Royal Canadian Mint
Gold Valcambi Suisse Bar
Suisse Mint
Why Harvard Gold Group?
Harvard Gold Group is America's #1 Conservative Gold Company
As seen on 660AM The Answer with Mark Davis, The Babylon Bee, Not The Bee, The New York Sun, and more. Exceptional customer service and value are the top priorities of Harvard Gold Group (HGG).
HGG is BBB-accredited, holds 5-star ratings across the board, and provides free consultations and metals overviews. We offer tax-free purchases, free 2-day shipping, the best pricing, and direct access to our co-owners, who have over 15 years of experience specializing in precious metals, moving over a hundred million dollars into tangible assets for people's IRAs/retirement accounts and for direct delivery. Customers enjoy lifetime account care and a straightforward buyback program without hassle or liquidation fees.
✔ Tax-Free & Penalty-Free: A Rollover or Transfer of your Retirement Account is almost always tax-free and penalty-free.
✔ Free Metals/Promos: Earn up to $15,000 in FREE Gold/Silver/Promos, on qualifying purchases.
✔ Free Retirement Account Rollover/Transfer: Zero cost to rollover/transfer/move retirement accounts or IRAs to a gold/silver IRA. *You can also earn up to 10 years of Precious Metals IRA yearly maintenance fees*.
✔ Privacy: We protect your privacy and believe it is a commodity as valuable as time, you can't get it back. We do not sell your information to third parties.
✔ HGG Lifetime Account Care: Providing a dedicated account specialist and keeping you updated with market news and trends.
✔ Harvard BuyBack Program: Hassle-free buyback of HGG metals with no liquidation fees.
✔ Guaranteed Precious Metals: We only deal in government-issued coins and branded bars.
✔ Free Shipping: Your precious metals are shipped privately and fully insured to the location of your choice. You can opt to have them delivered directly to your home, business, or an independent depository.
✔ Lowest Pricing: We are committed to offering you the best value possible, with a comprehensive price-match policy.
✔ Customer Satisfaction Guarantee: Harvard Gold Group is a 5-star rated company committed to maintaining exceptional customer service satisfaction.
✔ You work directly with the founders of HGG.
Our team of experts is available to assist you with any questions or concerns you may have at (844) 977-GOLD
Receive a 10-page Guide
on Gold IRAs
You Work Hard, Harvard Gold Group Can Help You Add Protection to Your Retirement Accounts and Financial Future with a Gold IRA
Following years of hard work, the last concern you want to worry about is the risk of not being diversified. At Harvard Gold Group, we’re here to answer all your questions with no pressure. We make it easy to buy and easy to sell.
At HGG, we offer a Zero-Cost Retirement Account move to a Gold/Silver IRA
*We Respect Your Privacy & Do Not Sell Your Information*
Free Retirement Account Rollover/Transfer & Free Direct Delivery Shipping + Insurance
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