Retirement Accounts - Rollovers - Transfers to a Preicous Metals IRA
Qualify up to $15,000 in FREE Precious Metals! Mention Code: FREE15
Precious
Metals IRA
What is a Precious Metals IRA?
"The Most Flexible IRA"
A precious metals IRA blends the wealth-building leveraging of tax deferment with the protection that tangible assets offer. This type of retirement account operates in the same manner as a standard IRA, offering the same contribution limits and tax benefits, but offers a wide selection of asset investment choices and provides additional choices for distributions. When it is time for you to take distributions, you can choose precious metals, dollars, or a combination of both.
A Precious Metals IRA, Doesn't Just Offer a Diversification Hedge...
It Can Construct a Solid Foundation, Empowering You to Protect Wealth, Foster Growth, and Navigate Volatility in the Paper & Real Estate Markets.
Why Turn Your Standard IRA or Retirement Account into the Most Flexible IRA?
Your standard conventional IRA, an individual retirement account, only offers typical paper investment choices such as equities, mutual funds, stocks, bonds, and ETFs.
In contrast, a Precious Metals IRA, allows for many more investment choices, giving investors more diversification, flexibility, and investment strategies above and beyond stock and paper markets. See the list of added investment choices below.
Additionally, both standard IRAs and Precious Metals IRAs offer the same tax-deferred contribution limits and maintain the distribution rules, but with a Physical Precious Metals IRA, you gain financial benefits and strategic advantages through distributions, including required minimum distributions (RMDs). This differs from standard IRAs or retirement accounts, which are limited to paper investments like stocks and bonds and typically only allow for cash distributions. A Precious Metals IRA offers greater flexibility and control by allowing you to choose distributions in precious metals, cash, or a combination of both, based on your financial goals and objectives. These features have the potential to significantly enhance your prosperity and generational wealth.
Move to a Comprehensive Diversification Vehicle:
Add investment choices with Precious Metals IRAs like...
- Gold, Silver, Platinum, & Palladium
- Cryptocurrency
- Real Estate
- Mortgages
- Loans
- Cattle
- Commodity Futures
How to Get Started:
1. Open Your Precious Metals IRA
Our IRA Specialists will assist you in completing the paperwork and share a quick overview of the process, cost, and timing. Eligible rollover accounts include: All Types of IRAs, 401(k), Pension Plans, 403(b), 457, and TSPs.
2. Transfer Funds to Your Precious Metals IRA Account
We will assist you with the rollover or transfer of funds from your existing retirement account to your new Precious Metals IRA. Funding is completed in as little as 3 days. There is usually no need to call your current custodian.
3. Choose Your IRA Assets
Once your account is funded, we can provide you with a simple asset overview. You can select all gold, all silver, or a combination of metals that resonates with your goals and objectives. Your chosen assets are then shipped directly to your IRA-designated depository.
Eligible Accounts for Rollover/Transfer Include:
All Types of IRAs | 401(k) | Pension Plans | 403(b) | 457 | TSPs
* Ask us how you can earn up to 10 years of free Hard Asset IRA yearly maintenance fees *
How Does a Precious Metals IRA Work?
Harvard Gold Group assists you every step of the way by establishing your account, assisting with your precious metals purchase, and delivering your physical assets to the IRA-approved depository of your choice. But it doesn’t end there. HGG’s Lifetime Account Care ensures you have a dedicated account specialist who can assist with market updates, account statements, and provide distribution paperwork to help make Required Minimum Distributions (RMDs) easier.
Your IRA custodian adds another layer of oversight by managing your assets, statements, IRA depository, and processing distribution paperwork for you and the IRS. All in all, this arrangement adds an extra layer of security by mitigating third-party risk, providing you with peace of mind, and ensuring the safety of your savings, while offering tax benefits both now and in the future.
With Harvard Gold Group, customers also enjoy enhanced protection and privacy by offering depositories that are independent of banks or government entities. IRA depositories carry comprehensive insurance protection: covering losses, theft, natural disasters, and damage.
Harvard Gold Group is built on conservative values and 5-star customer service. We understand that investing choices can sometimes be overwhelming. We are dedicated to Educating and Supporting you and your family with extensive experience and knowledge.
The information on IRA Types is provided directly from the IRS website and is current through March 2024. You can find more retirement account plan types and information on their site.
Click here: Types of Retirement Plans | Internal Revenue Service (irs.gov)
Advantages of Precious Metals IRAs
Tax-free Earnings
By investing retirement funds in a self-directed IRA, you can accumulate profits without tax implications.
Tangible Asset
Unlike conventional IRAs where funds are intangible numbers on a screen, precious metals IRAs allow investment in tangible assets like gold and silver coins or bars.
Offers Extra Distribution & RMD Choices
When it is time for you to take distributions, you can choose precious metals, dollars, or a combination of both.
Inflation Protection
Amid rising inflation rates and depreciating currency values, precious metals like gold offer stability and protection against economic crises.
Elevates Your Diversifications with Expanded Investment Options
Precious metals which include gold, silver, platinum, and palladium, cryptocurrency, real estate, mortgages, loans, cattle, and commodity futures.
Tax Deferral
Precious metal IRAs enable tax deferral from high-income years to lower-tax-bracket years during retirement.
IRAs Aren’t Exclusive
Opening a precious metal IRA isn't limited to Wall Street professionals or wealthy individuals; nearly anyone with earned income can establish an individual retirement account.
Accessibility
You can have your metals or cash distribution headed in your direction as quickly as a few days.
Key Points to Understand
About Your Precious Metals IRA
Current rules and regulations for your gold & silver IRA are the same as all other IRA accounts. For the year 2023, the highest allowable contribution is $6,500, increasing to $7,500 for individuals aged 50 and above. Mandatory minimum distributions for a Gold IRA begin at age 72.5. Without special exceptions, early withdrawals before reaching 59.5 may result in penalties.
You have the option to select from a variety of IRA-eligible coins and bars (collectibles are excluded). Havard Gold Group ensures IRS regulations are met by setting up an account to be overseen by a quality custodian. Custodial services encompass maintaining your account, statements, bookkeeping, and account administration. They also oversee the depository to ensure your metals are accounted for. IRA-approved depositories are required by the IRS to undergo frequent audits, adhere to strict security protocols, and carry comprehensive insurance. To mitigate risk, you can choose from depositories that are not owned by any government or bank entity. IRA depositories insurance protection covers losses, theft, natural disasters, and damage. In contrast, paper assets like stocks, equities, and bonds do not even have FDIC insurance coverage. Additionally, depositories can start the shipping process for metal distributions as quickly as three days after receiving the paperwork.
We are well-versed in the nuances of establishing a Precious Metals IRA, including any initial fees or additional costs that might be involved. Our team of IRA Specialists is here to assist you at every stage, ensuring the simple and effective setup. Ask how you can get up to ten years of free annual custodian and depository costs (As of 2024, the flat yearly fee is $225).
IRS Approved Precious Metals
Self-directed IRA accounts enable investment in precious metals such as gold and silver, offering a valuable avenue for asset diversification and financial safeguarding. However, IRS guidelines dictate specific requirements for approved precious metals.
IRS-approved gold must possess a minimum purity of 99.5%. Gold with a fineness level below this level cannot be utilized for a precious metal IRA, with one excellent exception being American Gold Eagles. Each of the four sizes contains 91.67% gold (22 karat), 3% silver, and 5.33% copper.
Examples of IRS-approved gold assets include:
Silver IRA coins and bars must be 99.99% pure. This fineness level is found in most assets sold by Harvard Gold Group.
Examples of IRS-approved silver assets include:
Featured Products for Gold & Silver IRAs
Gold American Eagle
U.S. Mint
Silver American Eagle
U.S. Mint
Gold Canadian Maple Leaf
Royal Canadian Mint
Silver Canadian Maple Leaf
Royal Canadian Mint
Considering Adding Platinum and/or Palladium to your IRA?
Ensure it meets the minimum purity requirement of 99.95%. Approved platinum options include American Platinum Eagles and the majority of platinum bars endorsed by the IRS.
Palladium is a sought-after precious metal that can be included in IRA portfolios. However, IRS regulations mandate that only palladium with a purity level of 99.95% or higher is eligible for deposition into an IRA account. Fortunately, many palladium bars and coins, such as the American Palladium Eagle, meet the IRS standards and are approved for IRA investment.
We Guide and Assist You Every Step of the Way!
Deciding when and how to retire requires planning. Harvard Gold, America’s #1 Conservative Gold Company is here to help you protect and diversify your retirement savings. Avoid letting rising inflation and the next financial crisis shatter your aspirations. Gold can give you peace of mind and help you enjoy the rest of your life.
Call our Precious Metals Specialist today at (844) 977-GOLD (4653).
Would my IRA have real coins and bars or is it paper-gold and silver in the account?
No paper assets are placed within the Precious Metals IRA established by Harvard Gold Group. The IRS permits the ownership and control of physical, premium-minted coins and bars made of gold, silver, platinum, and palladium. You can choose all gold or a combination of various precious metals assets.
Why do my IRA Precious Metals need to be stored at a depository?
Like a standard IRA or retirement account, a Precious Metals IRA is a tax-advantaged investment vehicle. As such, you cannot maintain the tax-free status of your retirement funds if they are held in your possession. In a Precious Metals IRA, your gold and silver - tangible forms of real money - must be stored in an IRA-approved depository.
Why Harvard Gold Group?
Harvard Gold Group is America's #1 Conservative Gold Company
Recommended by Mark Davis. As seen on The Babylon Bee, Not The Bee, The Fish, The New York Sun, and more. Exceptional customer service and value are Harvard Gold Group's (HGG) top priorities.
HGG is BBB-accredited, holds 5-star ratings across the board, and provides free consultations and metals overviews. They provide direct access to its co-owners who have over 15 years of experience specializing in Precious Metals, moving over a hundred million dollars into tangible assets for people's IRAs/retirement accounts and for direct delivery. Customers enjoy lifetime account care and a straightforward buyback program without hassle or liquidation fees.
✔ Tax-Free & Penalty-Free: A Rollover or Transfer of your Retirement Account is almost always tax-free and penalty-free.
✔ Free Metals/Promos: Receive up to $15,000 in FREE Gold/Silver/Promos, on qualifying purchases.
✔ Free IRA Rollover: Free Storage, Maintenance, and Insurance for up to 10 Years
✔ Privacy: We protect your privacy and believe it is a commodity as valuable as time, you can't get it back.
✔ HGG Lifetime Account Care: Giving you updates, market trends, charts, and a dedicated account specialist.
✔ Harvard BuyBack Program: We will buy back your precious metals with no fees and no hassles.
✔ Guaranteed Precious Metals: We only deal in government-issued coins and branded bars.
✔ Free Shipping: Your precious metals are sent privately and fully insured to the location of your
choice. You can opt to have them delivered directly to your home, business, or an
independent depository of your choice.
✔ Lowest Pricing: We are committed to offering you the best value possible. We will beat or match any competitor's prices.
✔ Customer Satisfaction Guarantee: Harvard Gold Group is a 5-star rated company and strives to maintain customer service satisfaction.
✔ You work directly with the founders of HGG.
Receive a 10-page Guide
on Precious Metals IRAs
You Work Hard, Harvard Gold Group Can Help You Add Protection to Your Retirement Accounts and Financial Future
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TALK TO AN EXPERT ACCOUNT MANAGER
Want to Learn More?
You can call toll-free (844) 977-GOLD) or fill out the form to receive your free, no-obligation investment guide today.
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