Retirement Accounts - Rollovers - Transfers to a Gold IRA
Gold IRA
What is a Gold IRA?
A Gold IRA turns your retirement savings into physical gold coins or bars that you own and control in lieu of paper assets like stocks and bonds. A Gold IRA blends the wealth-building leveraging of tax deferment with the protection that tangible gold offers. This type of retirement account operates in the same manner as a standard IRA, offering the same contribution limits and tax benefits, but it also provides additional choices for distributions.
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Why a Physical Gold IRA?
You might be curious about why Gold IRA firms consistently highlight the importance of diversification. Essentially, diversification involves allocating your investments among different types of assets to mitigate risk. No investment is entirely risk-free, as various assets behave differently to ever-changing market conditions. Hence, securing a well-rounded portfolio that includes a variety of assets, such as gold, can protect your wealth.
Gold IRAs Protect Against Dollar Decline/Inflation
Gold is a reliable hedge against inflation. As inflation rises, it erodes the value and purchasing power of the dollar. The U.S. dollar has lost more than 40% of its purchasing power since the year 2000 and more than 96% since 1913 when the Federal Reserve Act granted Federal Reserve banks the ability to manage the U.S. money supply. In contrast, gold was valued at $20 in 1913 and has surged an astonishing 9900%, now commanding a price of over $2,000, showcasing its formidable resilience and status as a timeless hedge against dollar erosion.
Taking into consideration that in 1920, an ounce of gold was valued at $20 and could purchase 65 gallons of gas. Fast forward to January 2024, based on EIA.gov, the same ounce of gold can now buy you over 590 gallons of gas. Owning gold can provide peace of mind about the purchasing power of your dollar.
Source: U.S. Government EIA, Energy Information Administration: https://www.eia.gov/dnav/pet/hist/LeafHandler.ashx?n=pet&s=emm_epm0_pte_nus_dpg&f=m
Gold IRAs Hedge Paper Investments ~ Stocks & Bonds
Since the year 2000, gold has appreciated well over 700%. Gold is a ‘Key Asset’ for diversifying and hedging against paper and dollar-denominated investments. Most Americans are unaware of how physical gold has performed. Reflecting on the past 23 years, the U.S. has experienced significant growth in the economy and stock markets, along with enduring three major crises in 2001, 2008, and the 2020 COVID-19 pandemic. What is often overlooked is that physical gold has consistently outperformed the broader stock and bond markets. By incorporating tangible gold into your portfolio, you can enhance your ability to safeguard and expand your wealth in both favorable and challenging economic times.
A Gold IRA is True IRA Diversification
A Gold IRA provides significant advantages beyond a standard IRA, which isn't structured to hold physical assets like gold and silver. Additionally, conventional brokers lack the ability to establish a Gold IRA for clients. Therefore, Harvard Gold Group serves as your dedicated company to manage this aspect of your wealth, diversifying a portion of your wealth away from paper assets such as stocks and bonds.
Types of Gold IRAs:
Traditional Gold IRA
A Traditional Gold IRA is one of the most common types of retirement accounts. It’s a tax-advantaged personal savings plan that allows your contributions to grow tax-deferred until you withdraw the funds, typically during retirement. Contributions may be tax-deductible, depending on your income and participation in an employer-sponsored plan.
- As of 2025, the annual contribution limit is $7,000 (or $8,000 if you’re age 50 or older), or your total taxable compensation for the year— whichever is less. Check with your CPA.
Roth Gold IRA
A Roth Gold IRA is a tax-advantaged retirement account where contributions are made with after-tax dollars— meaning they are not tax-deductible. However, the key benefit is that both your earnings and qualified withdrawals are completely tax-free in retirement.
- Contributions for Roth IRAs are the same as above for Traditional IRAs.
SEP Gold IRA
A SEP Gold IRA (Simplified Employee Pension) is a powerful, tax-deferred retirement plan designed for business owners, self-employed individuals, and small businesses— including those with just one person. It allows employers to contribute up to 25% of each employee’s compensation, with a higher contribution limit than Traditional or Roth IRAs.
Unlike traditional retirement plans, a SEP IRA offers low start-up and administrative costs and is easy to set up. All that’s required is a simple form—which Harvard Gold Group can help you complete— making it a flexible and cost-effective retirement solution for business owners and their teams.
SIMPLE Gold IRA
A SIMPLE Gold IRA (Savings Incentive Match Plan for Employees) is a tax-deferred retirement savings plan designed for small businesses with 100 or fewer employees. It allows both employees and employers to contribute to individual retirement accounts set up for each employee.
This plan is especially well-suited for small businesses that do not currently offer a retirement plan, providing an easy and cost-effective way to support employee retirement savings. With simpler administration and lower costs than traditional 401(k) plans, a SIMPLE IRA is a practical solution for growing businesses.
Inherited Gold IRA
Yes—you can transfer an inherited IRA into a Gold IRA, allowing you to preserve your legacy while protecting its value with tangible assets like gold and silver. However, inherited IRAs come with strict IRS rules and time-sensitive distribution requirements that must be carefully followed to avoid penalties.
Call us today to learn how to secure your inheritance with the strength of precious metals: 844-977-4653
For the most current information on types of IRAs and their rules, you can visit the IRS website directly: Types of Retirement Plans | Internal Revenue Service (irs.gov)
3 Steps to Setup a Gold IRA
Transfers/Rollovers/Conversions are Absolutely FREE!
Establish your Gold IRA with Harvard Gold Group, completely free of charge. We're here to assist you in moving your IRA tax-free and penalty-free. Our IRA Specialists are dedicated to helping you every step of the way, ensuring a simple and effective setup. Ask how you can get up to ten years of free annual custodian and depository costs {Yearly fee as of 2025, $50 - $325}.
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1. Open Your Physical Gold IRA
Our IRA Specialists will assist you in completing the paperwork and share a quick overview of the process, cost, and timing. See eligible accounts below.
2. Transfer Funds to Your Gold IRA Account
We will assist you with the rollover or transfer of funds from your existing retirement account to your new Gold IRA. Funding is completed in as little as 3 days. There is usually no need to call your current custodian.
3. Choose/Receive Your Physical Gold
Once your account is funded, we can provide you with a simple metals and asset overview. This will help you decide if you want to include some silver as well. Your chosen assets are then shipped directly to your IRA-designated depository.
Eligible Accounts for Rollover/Transfer Include:
All Types of IRAs, Inherited Retirement Accounts, Pension Plans, 401(k), 403(b), 457, TSPs
All Types of IRAs
Inherited Retirement Accounts
Pension Plans
401(k)
403(b)
457
TSPs
* Ask us how you can earn up to 10 years of free Hard Asset IRA yearly maintenance fees *
How a Gold IRA
Elevates Protection
Gold IRA Wealth Protection | Safe Haven
Physical gold is tangible and under your direct control, which appeals most to long-term investors looking for protection. It's sought as a safeguard against inflation, currency devaluation, and global economic or political uncertainties. Physical gold has been an essential component in the financial reserves of nations' currencies for centuries, and its appeal is showing no sign of diminishing.
“Gold is money. Everything else is credit.” ~ J.P. Morgan
Physical Asset Backed Gold IRA
Beyond preserving purchasing power, tangible gold is portable, offers privacy in transactions, and serves as a valuable means of passing wealth to future generations. Physical gold is one of the most liquid investments. Gold is global money, there are exchanges all over the world for the currency of your choice.
“Gold still represents the ultimate form of payment in the world. Fiat money in extremis is accepted by nobody. Gold is always accepted.” ~ Alan Greenspan
Gold IRAs Have More Distribution Choices
When it is time for you to take distributions, you can choose precious metals, dollars, or a combination of both. This distinct feature allows you to explore tax strategies that meet your goals and financial objectives to effectively maximize your retirement years.
“Because gold is honest money it is disliked by dishonest men.” ~ Ron Paul
A Gold IRA is Easy to Establish & Maintain
Harvard Gold makes setting up a Gold IRA simple and easy. We assist with the straightforward paperwork and ensure a seamless experience. Our IRA team is dedicated to answering all your questions and supporting you through every step. You can rely on an effortless setup and ongoing support for the lifetime of your precious metals ownership, including your heirs. For thousands of years, gold has been used to pass down generational wealth and stability.
You can move almost any type of retirement account above $20,000 into a Physical Gold IRA. HGG offers 100% free conversion/transfer. Qualifying purchases can receive up to 10 years of free IRA maintenance fees, $15,000 in free metals match, or a combination of both promotions.
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Customer Service
Key Points to Understand
About Your Gold IRA
A Gold IRA follows the same rules and regulations as any other Individual Retirement Account (IRA). For 2025, the annual contribution limit is $7,000, or $8,000 if you’re age 50 or older. Required Minimum Distributions (RMDs) begin at age 73 (updated from 72 based on recent IRS changes). Withdrawals made before age 59½ may be subject to taxes and penalties unless certain exceptions apply.
When you open a Gold IRA, you can choose from a wide selection of IRA-eligible coins and bars (collectibles are excluded). IRA-approved depositories
Harvard Gold Group partners with trusted custodians to ensure your Gold IRA is fully compliant with IRS guidelines. The custodian handles account setup, recordkeeping, statements, and reporting, while also coordinating secure storage through a qualified IRA-approved Depository — locations such as Salt Lake City, UT · Waco, Texas · Leander, TX · Las Vegas, NV · Wilmington, Delaware · Los Angeles, CA. Contact us to inquire about additional locations that may be available soon at (844) 977-4653.
HGG is well-versed in the nuances of establishing a Gold IRA, including any initial fees or additional costs that might be involved. Our team of Precious Metals Specialists is here to assist you at every stage, ensuring the simple and effective setup of your Gold IRA. Ask about current promotions that allow you to qualify for up to ten years of free annual custodian and depository fees {Yearly fee as of 2025, $50 - $325}.
Some or all of your IRA-related annual costs may be tax-deductible— check with your CPA for guidance.
Protect Your Future with a Gold IRA
Planning is essential when deciding when and how to retire. Harvard Gold, America’s #1 Conservative Gold Company is here to help you protect and diversify your retirement savings. Avoid letting rising inflation and the next financial crisis shatter your aspirations. Gold can give you peace of mind and help you enjoy the rest of your life.
Call our Precious Metals Specialist today at (844) 977-GOLD
ABOUT GOLD-BACKED IRAS
IRS Approved Gold IRA Coins & Bars
A Physical Gold IRA account enables you to invest in gold, offering a valuable avenue for asset diversification and financial safeguarding. However, IRS guidelines dictate specific requirements for approved gold assets.
The most popular gold IRA coin in America is the prestigious Gold American Eagle. The first American Eagle Gold Coins were released to the public in 1986, available in four denominations: one-ounce, one-half ounce, one-quarter ounce, and one-tenth of an ounce. The most sought-after is the one-tenth of an ounce. The IRS allows for several other countries minted and guaranteed coins within your IRA, but the main requirement is that the gold coin must have a minimum purity of 99.5%.
Featured Products for IRS-Approved Gold Assets:
Gold American Eagle
U.S. Mint
Gold British Britannia
Royal Great Britain Mint
Gold Canadian Maple Leaf
Royal Canadian Mint
Gold Valcambi Suisse Bar
Suisse Mint
Why Harvard Gold Group?
America's #1 Conservative Gold Company
As seen on 660AM The Answer with Mark Davis, The Babylon Bee, Not The Bee, The Christian Post, The New York Sun, and more — Harvard Gold Group (HGG) is trusted nationwide for exceptional service and unmatched value.
We hold an A rating with the BBB and maintain a flawless 5-star reputation across the board, with zero complaints. Since 2010, our co-owners have helped Americans move over $100 million into tangible gold and silver, whether for retirement accounts or secure direct delivery.
Clients benefit from free consultations and metals overviews, tax-free purchases for eligible accounts, free 2-day insured shipping, a best-pricing policy, and lifetime account care. Every customer has direct access to our experienced co-owners, ensuring your precious metals investment is secure, straightforward, and backed by over a decade of expertise — along with a straightforward buyback program that has no hassle or liquidation fees.
✔ Tax-Free & Penalty-Free: A Rollover or Transfer of your Retirement Account is almost always tax-free and penalty-free.
✔ Free Metals/Promos: Earn up to $15,000 in FREE Gold/Silver/Promos, on qualifying purchases.
✔ Free Retirement Account Rollover/Transfer: Zero cost to rollover/transfer/move retirement accounts or IRAs to a Gold/Silver IRA. *You can also earn up to 10 years of FREE IRA yearly fees*.
✔ Privacy: We protect your privacy and believe it is a commodity as valuable as time— you can't get it back. We do not sell your information to third parties.
✔ HGG Lifetime Account Care: Providing a dedicated account specialist and keeping you updated with market news and trends.
✔ Harvard BuyBack Program: Hassle-free buyback of HGG metals with no liquidation fees.
✔ Guaranteed Precious Metals: We only deal in government-issued coins and qualified branded bars.
✔ Free Shipping: Enjoy free shipping and insurance on orders over $10k. You can opt to have them delivered directly to your home, business, or an independent depository.
✔ What is Our Lowest Price Guarantee? We are committed to offering you the best value possible, with a comprehensive price-match policy.
✔ Customer Satisfaction: Harvard Gold Group is a 5-star rated company committed to maintaining exceptional customer service satisfaction.
✔ You work directly with the founders of HGG.
Free Retirement Account Rollover/Transfer & Free Direct Delivery Shipping + Insurance
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ACCOUNT SPECIALIST
Discover the Benefits of Gold in Safeguarding Your Savings & Retirement Accounts
All submissions agree to the risk disclosure + privacy policy. We respect your privacy & will not sell your information. Unsubscribe anytime.